Who is 360 Commercial?
360 Commercial is a specialist underwriting agency providing innovative cover for small and medium businesses. Purpose-built for the Broker market and their customers, we bring together a team of specialist underwriters and contemporary electronic delivery systems. Central to our commitment is personal service, provided by true Insurance professionals who care about Broker relationships and are always happy to take your call. At 360 Commercial we deliver efficient and reliable Commercial Insurance solutions tailored for the unique needs of your Clients.
At 360 Commercial we deliver efficient and reliable Commercial Insurance solutions
What makes 360 Commercial Different?
The product’s simplified design and expanded covers were built to combat the industry’s commoditisation of business packages. Delivered electronically, but where it can’t, the team is here for your call.
- Property sum insured increased by 20%
- Full accidental damage cover
- Automatic glass cover
- Theft $100,000 or up to the location limit for office
- Transit $25,000, unnamed locations $25,000,
general property $25,000
- Optional equipment breakdown up to location limit
(no age limit, HP limit or itemized list required)
Business Income Protection
- Based on turnover – no complicated gross profit calculation
- Tailored rate of gross profit for individual businesses
- Waive co-insurance when P & L and BAS provided
- Simplified claims settlement for interruption up to 12 weeks
- Period of recovery – 6 months to 36 months plus extended settlement time
- Additional 20% uplift to gross profit sum insured
- Money cover includes theft by employees
- Individual money limits not required (i.e. in transit, on premises etc.)
- Money limit applies to each occurrence destruction, disappearance or theft
- Applies to each insured location
- Includes advertising injury
- Defence costs in addition to the liability limit
- Limit of liability up to $20,000,000
- Flexible excess options
Policies & Documentation
360 Commercial Pty Ltd ABN 73 620 071 650 is an Authorised Representative (AR 1256191) of
360 Underwriting Solutions Pty Ltd ABN 18 120 261 270, AFSL 319181