If you’ve ever imagined a ski slalom… but in reverse and on four wheels, welcome to the world of UK Sporting Trials.

This is not your everyday Sunday drive. Sporting Trials is a motorsport where precision, control, and nerves of steel matter more than raw speed. Think of it as ballet on mud, gravel, and grass with cars.

The Challenge

Competitors navigate a series of obstacles called “sections,” aiming to climb steep hills, crawl over rocks, and tackle slippery surfaces often with just inches to spare.

The catch? You’re not racing the clock. You’re racing control. Every wheelspin, skid, or stall adds penalty points. Success is measured in finesse, not horsepower.

Skill Over Speed

Unlike track racing, trials are a test of driver skill, patience, and problem-solving. You’ll see tiny cars hugging impossible slopes and larger off-road vehicles dancing across rugged terrain — all under strict observation from expert marshals.

It’s engineering in action: perfect tyre choice, throttle control, and gear management are crucial. One wrong move, and you’re off the hill. One right move, and you’ll conquer a challenge that looks impossible to the untrained eye.

Fun Factor

The beauty of UK Sporting Trials? It’s accessible, thrilling, and endlessly entertaining. Spectators get front-row seats to cars sliding, spinning, and sometimes flipping but it’s all in good spirit. Drivers often joke, laugh, and cheer each other on while showcasing unbelievable car control.

It’s motorsport at its purest: you, the car, and the terrain.

Why We Like It

At 360 Prestige Motor, we admire performance, engineering, and skill - whether it’s a supercar on a track or a trial car crawling a muddy hill. Sporting Trials remind us that driving can be pure fun, without needing a pit crew or million-dollar sponsorship.

So, if you’re looking for a motorsport that challenges your mind as much as your right foot and makes you grin the whole time, perhaps UK Sporting Trials is your playground.

The 360 Prestige Motor team is here to assist in providing protection for your clients' collections and individual vehicles. Contact our underwriting enthusiasts to chat through any opportunity prestigemotor@360uw.com.au.

This insurance is underwritten by Aioi Nissay Dowa Insurance Company Australia Pty Ltd (ABN 11 132 524 282; AFSL 443540) (‘Adica’) and is distributed by 360 Prestige Motor Pty Ltd (ABN 45 666 683 978) (‘360 Prestige Motor’). 360 Prestige Motor is an Authorised Representative (AR No. 1302637) of 360 Underwriting Solutions Pty Ltd (ABN 18 120 261 270; AFSL 319181) (‘360 Underwriting’) who is authorised to distribute this product under a binding authority from Adica. 360 Prestige Motor & 360 Underwriting only provide general advice and do not consider your objectives, financial situation or needs. To decide if this product is right for you, please read the relevant Product Disclosure Statement. A copy of the Target Market Determination can be found at www.360uw.com.au.*Reference to any features and benefits set out in this document are subject to additional terms and conditions, limits, sub-limits and exclusions 360 Prestige Motor.
Portions of this content were produced with AI assistance (ChatGPT), then reviewed and refined by the 360 Prestige Motor team for entertainment purposes only and should not be considered formal advice. 

I joined Fleetsure in late 2018 at a very humble office at Clarence St, with a huge interest in cars, I was eager to add to my acquired knowledge and experience to provide our broker clients the best claims experience possible, something I strive to do every single day at 360uw

Life at 360

What was your first week at 360 like?

Welcoming & Exciting

What do you hope to achieve in the next 12 months at 360?

Continual improvement in our product offering, delivering on our exceptional claims service

If you had to describe working at 360 in 3 words, what would they be?

Exciting, dynamic & rewarding

Getting to know Jared

What is the one musician or band (dead or alive) that you would like to see?

Tupac Shakur

If you had to host a dinner party with any 3 guests, who would they be?

My brother Adam, Andrew Huberman, Aryton Senna

If you could instantly become an expert in something, what would it be?

Investing & wealth creation

If you could live anywhere in the world for a year, where would it be?

Monaco

What would the title of your autobiography be?

“What says the third son”

Who is someone you admire?

Mark Webber

What is your death row meal?

Im loving Japanese at the moment - Ramen with Pan Seared Miyazakigyu Wagyu

Get in touch with Jared as per details below:

Claims Manager
M. 02 9299 5777
E. jared@fleetsure.com.au

Discover the distinctive worlds of automotive excellence

Every so often, the automotive world changes forever and sometimes, it happens by accident.

Britain has intentionally given us icons like Aston Martin, Rolls-Royce and McLaren. But one of its greatest contributions to motoring history wasn’t a hand-crafted grand tourer or a Formula 1 rocket ship.

It was a tiny car born out of crisis and it quietly reshaped the entire industry.

A happy accident called the Mini

In 1956, with the Suez fuel shortage leaving pumps dry, the British Motor Corporation scrambled to create a car that was small, efficient, and affordable. They handed the challenge to engineer Alec Issigonis, whose genius lay not in power or luxury but packaging.

His solution? Turn the engine sideways, drive the front wheels, and give every inch of space back to the passengers.

The result - the Mini - looked modest, but it was a revolution on four ten-inch wheels. It introduced the world to the transverse front-wheel-drive layout now found in everything from everyday hatchbacks to the world’s most sophisticated performance cars.

From modest runabout to motoring icon

The Mini wasn’t meant to be glamorous. But it became a cultural star.

The Beatles had one. Steve McQueen wanted one. It raced, rallied, and even stole the show in The Italian Job.

What began as a necessity became a symbol of freedom, style and cheeky British charm. And unknowingly, it gave future generations of engineers and designers a new blueprint for the modern car.

Fun stats

Tiny but mighty: Despite its small size, the Mini dominated motorsport in the 1960s, winning the Monte Carlo Rally four times.

Ingenious packaging: Tiny on the outside, surprisingly spacious on the inside. That clever layout lets you fit four adults comfortably in a car barely 10 feet long.

Fun to drive: Its go-kart-like handling and nimble cornering make even short city drives feel exhilarating.

Production marvel: Over 5 million Minis were produced from 1959 to 2000 making it one of the best-selling British cars in history.

Speed record: The Mini’s lightweight design made it nimble on the track some modified Minis could reach 130 mph, astonishing for such a compact car in the 1960s.

Longevity legend: The original Mini design lasted over 40 years, from 1959 to 2000, before being modernized an extraordinary achievement in automotive history.

A lasting legacy — even in the world of prestige

At 360 Prestige Motor, we celebrate vehicles that push boundaries whether they roar like a Ferrari, glide like a Rolls-Royce, or charm the world like the original Mini.

Because true automotive prestige isn’t just about power or price it’s about innovation that moves the world forward.

The Mini may have started as a small solution to a big problem, but it became something far greater: proof that ingenuity and purpose can create legends, even by accident.

The 360 Prestige Motor team is here to assist in providing the right protection for your clients collections and individual vehicles. Contact our underwriting enthusiasts to chat through any opportunity prestigemotor@360uw.com.au.

This insurance is underwritten by Aioi Nissay Dowa Insurance Company Australia Pty Ltd (ABN 11 132 524 282; AFSL 443540) (‘Adica’) and is distributed by 360 Prestige Motor Pty Ltd (ABN 45 666 683 978) (‘360 Prestige Motor’). 360 Prestige Motor is an Authorised Representative (AR No. 1302637) of 360 Underwriting Solutions Pty Ltd (ABN 18 120 261 270; AFSL 319181) (‘360 Underwriting’) who is authorised to distribute this product under a binding authority from Adica. 360 Prestige Motor & 360 Underwriting only provide general advice and do not consider your objectives, financial situation or needs. To decide if this product is right for you please read the relevant Product Disclosure Statement. A copy of the Target Market Determination can be found at www.360uw.com.au. *Reference to any features and benefits set out in this document are subject to additional terms and conditions, limits, sub-limits and exclusions. Portions of this content were produced with AI assistance (ChatGPT). Final content was reviewed and edited by our team.
Written with AI assistance and crafted by 360 Prestige Motor. Intended for a light, entertaining read, not formal advice.

Discover the distinctive worlds of automotive excellence

For owners of prestige, exotic, and classic vehicles, the thought of a vehicle being stolen is more than inconvenient, it’s a significant concern. Brokers play a key role in helping their clients understand risks and take steps to protect their prized possessions. Here’s an overview of the current Australian landscape and some practical guidance for consideration.

The Australian picture (2024 / 2025)

• In 2024, there were 65,603 recorded victims of motor vehicle theft in Australia, representing an 8 % increase over 2023. (abs.gov.au)
• About 0.7 % of Australian households experienced motor vehicle theft in 2023‑24, approximately 72,000 households.
• The total value of vehicle theft insurance claims reached $428 million in 2024, highlighting the financial significance of this risk. (7news.com.au)
• In New South Wales alone, there were 14,516 motor vehicle theft incidents in the 12 months to March 2024 - up 12.9 % year-on-year.

Recovery Rates

• Recovery rates vary by state and vehicle type, and while many stolen vehicles are eventually recovered, there is no guarantee of recovery.
• The likelihood of recovery can depend on factors such as vehicle type, security measures in place, and the speed of reporting to authorities.

Practical Guidance for Clients

While no measure can eliminate the risk of theft entirely, brokers can advise clients on steps to reduce risk and support recovery efforts:

• Tracking & telematics: GPS or telematics systems can help locate vehicles if they are stolen
• Secure storage: Garaging vehicles in monitored or gated areas can reduce exposure
• Key security: Safeguard keys against theft or signal interception
• Prompt reporting: Quickly notifying authorities and insurers supports potential recovery
• Insurance coverage: Ensure policies are suitable for the vehicle type and value, covering theft and related risks.

Prestige Vehicle Considerations

For clients with high-value or rare vehicles, theft risk is amplified:

• Restored classics or exotic cars are often targeted for parts or resale
• Recovery, if it occurs, may not mean the vehicle is returned in original condition
• Comprehensive coverage and security planning are essential to managing these risks effectively.

Takeaway for Brokers

Encourage clients to be proactive. Implementing robust security measures, maintaining awareness, and reviewing coverage can help manage risk and provide peace of mind. While no approach guarantees recovery, these steps can support efforts to protect vehicles and minimise potential loss.

The 360 Prestige Motor team is here to assist in providing the right protection for your clients collections and individual vehicles. Contact our underwriting enthusiasts to chat through any opportunity prestigemotor@360uw.com.au.

This insurance is underwritten by Aioi Nissay Dowa Insurance Company Australia Pty Ltd (ABN 11 132 524 282; AFSL 443540) (‘Adica’) and is distributed by 360 Prestige Motor Pty Ltd (ABN 45 666 683 978) (‘360 Prestige Motor’). 360 Prestige Motor is an Authorised Representative (AR No. 1302637) of 360 Underwriting Solutions Pty Ltd (ABN 18 120 261 270; AFSL 319181) (‘360 Underwriting’) who is authorised to distribute this product under a binding authority from Adica. 360 Prestige Motor & 360 Underwriting only provide general advice and do not consider your objectives, financial situation or needs. To decide if this product is right for you please read the relevant Product Disclosure Statement. A copy of the Target Market Determination can be found at www.360uw.com.au. *Reference to any features and benefits set out in this document are subject to additional terms and conditions, limits, sub-limits and exclusions. Portions of this content were produced with AI assistance (ChatGPT). Final content was reviewed and edited by our team.
Written with AI assistance and crafted by 360 Prestige Motor. Intended for a light, entertaining read, not formal advice.

Discover the distinctive worlds of automotive excellence

Some things in life are carefully planned. Others… happen entirely by accident.
Take Top Gear. Not the high-budget, meticulously scripted motorsport show it grew into, but the version that turned three slightly reckless car enthusiasts into global legends.

Meet the “three idiots”

Jeremy Clarkson, Richard Hammond, and James May weren’t trying to change the world. They were just a motley crew of petrolheads with opinions, bad ideas, and a love of turning every journey into a spectacle. With Clarkson’s bravado, Hammond’s daredevil stunts, and May’s dry, scientific eye, the trio brought humour, chaos, and a little bit of British cheek to motoring TV.

From BBC studio to global domination

What started as a British motoring show quickly became a cultural phenomenon. Viewers around the world laughed at their failed experiments, cheered their epic road trips, and sometimes cringed at the chaos they caused.

Highlights that defined a generation:

• High-end supercars and everyday vehicles
• The epic cheap car challenges that somehow ended in disaster
• The Reasonably Priced Car segment, where celebrities looked nervous behind the wheel

Accidental innovation

Top Gear wasn’t just entertainment — it redefined how motoring content could be presented. It blended:

• High-end supercars and everyday vehicles
• Comedy, engineering, and adventure
• Risk, spectacle, and insight

Other shows tried to copy it, but few managed to capture that mix of chaos, charm, and credibility.

Global impact

At its peak, Top Gear had millions of fans in over 200 countries. Clarkson, Hammond, and May became international stars, inspiring new generations of car enthusiasts - all while occasionally setting fire to props, offending producers, and laughing at their own ridiculous ideas. In short: they weren’t trying to conquer the world. They just did.

Prestige in Antics

At 360 Prestige Motor, we appreciate vehicles, engineering, and performance but we also love the human side of motoring. Top Gear reminds us that innovation, entertainment, and influence can sometimes happen by accident, or simply because three “idiots” had a camera, a few cars, and no fear. Because sometimes, a little mischief and madness is exactly what creates legends.

The 360 Prestige Motor team is here to assist in providing the right protection for your clients collections and individual vehicles. Contact our underwriting enthusiasts to chat through any opportunity prestigemotor@360uw.com.au.

This insurance is underwritten by Aioi Nissay Dowa Insurance Company Australia Pty Ltd (ABN 11 132 524 282; AFSL 443540) (‘Adica’) and is distributed by 360 Prestige Motor Pty Ltd (ABN 45 666 683 978) (‘360 Prestige Motor’). 360 Prestige Motor is an Authorised Representative (AR No. 1302637) of 360 Underwriting Solutions Pty Ltd (ABN 18 120 261 270; AFSL 319181) (‘360 Underwriting’) who is authorised to distribute this product under a binding authority from Adica. 360 Prestige Motor & 360 Underwriting only provide general advice and do not consider your objectives, financial situation or needs. To decide if this product is right for you please read the relevant Product Disclosure Statement. A copy of the Target Market Determination can be found at www.360uw.com.au. *Reference to any features and benefits set out in this document are subject to additional terms and conditions, limits, sub-limits and exclusions. Portions of this content were produced with AI assistance (ChatGPT). Final content was reviewed and edited by our team.
Written with AI assistance and crafted by 360 Prestige Motor. Intended for a light, entertaining read, not formal advice.

Discover the distinctive worlds of automotive excellence

For fans, Formula 1 is about speed, precision, and pure adrenaline.
But behind every race weekend lies another performance a logistical ballet so complex it could rival the engineering of the cars themselves.
Moving two race cars and a team of hundreds around the globe isn’t as simple as booking a few flights. It’s a multi-million-dollar operation in motion and it happens every other week.

The global race before the race

Each Formula 1 season visits around 20+ countries. From the glamour of Monaco to the heat of Singapore, the show must go on flawlessly, and on schedule.
The cars, spare parts, tools, tyres, hospitality setups, and even espresso machines travel by air, sea, and road in a highly choreographed system.

Sea freight: the silent workhorse

Between long-distance races, each team ships several identical sets of equipment in massive sea freight containers.
Five or six sets of gear are sent out months in advance, leapfrogging one another across continents.
While one set is in use, others are already en route to the next circuit.
It’s cost-effective and efficient but not fast. Sea freight can take 6–8 weeks to arrive, so careful planning is essential.

Air freight: for the irreplaceable

The cars themselves plus the most vital and time-sensitive equipment fly aboard specially chartered Boeing 747 cargo jets run by F1’s logistics partner, DHL. Each car is carefully dismantled and packed into precision-engineered containers. The chassis, wings, and engine components are protected like priceless art because, in a way, they are. By the time teams arrive trackside, every screw and sensor has a designated spot in the garage ready for assembly in a matter of hours.

Flying the team

Most teams move 80 -120 core personnel engineers, mechanics, strategists, and hospitality staff. Larger outfits like Ferrari or Mercedes sometimes deploy up to 200. They travel on chartered flights or commercial routes, operating on schedules fine-tuned down to the minute. For the drivers and senior engineers, private jets ensure flexibility between commitments.

And then there’s the motorhomes or as F1 calls them, “Team Hospitality Units.” These are luxury two-storey mobile buildings that follow the European rounds by road. When you see those gleaming paddock palaces, remember each takes a convoy of trucks and 24 hours to assemble.

The art of global precision

Every item, from gearbox to coffee machine has a barcode and a manifest. The moment a race ends, the teardown begins. Within six hours, entire garages are stripped, packed, and loaded for the next destination. The coordination is military-grade, but the purpose is pure performance. Because when your sport runs at 300 km/h, logistics can’t afford to lag behind.

From racetrack to runway — prestige in motion

At 360 Prestige Motor, we understand that the world’s most extraordinary machines rely on more than engineering excellence they depend on precision planning and flawless execution.

F1’s logistics may not make the highlight reel, but they embody the same pursuit of perfection that defines prestige motoring itself. Fast, calculated, and unstoppable it’s not just how they race, it’s how they move the world.

The 360 Prestige Motor team is here to assist in providing the right protection for your clients collections and individual vehicles. Contact our underwriting enthusiasts to chat through any opportunity prestigemotor@360uw.com.au.

This insurance is underwritten by Aioi Nissay Dowa Insurance Company Australia Pty Ltd (ABN 11 132 524 282; AFSL 443540) (‘Adica’) and is distributed by 360 Prestige Motor Pty Ltd (ABN 45 666 683 978) (‘360 Prestige Motor’). 360 Prestige Motor is an Authorised Representative (AR No. 1302637) of 360 Underwriting Solutions Pty Ltd (ABN 18 120 261 270; AFSL 319181) (‘360 Underwriting’) who is authorised to distribute this product under a binding authority from Adica. 360 Prestige Motor & 360 Underwriting only provide general advice and do not consider your objectives, financial situation or needs. To decide if this product is right for you please read the relevant Product Disclosure Statement. A copy of the Target Market Determination can be found at www.360uw.com.au. *Reference to any features and benefits set out in this document are subject to additional terms and conditions, limits, sub-limits and exclusions. Portions of this content were produced with AI assistance (ChatGPT). Final content was reviewed and edited by our team.
Written with AI assistance and crafted by 360 Prestige Motor. Intended for a light, entertaining read, not formal advice.

Discover the distinctive worlds of automotive excellence

Not all cars are created equal. Whether you’re drawn to the timeless elegance of a Classic, the thrills of a High-Performance car, or the luxurious allure of a Prestige vehicle, each represents a unique driving experience. Let’s explore what sets them apart:

Classic vehicles

• Definition: cars aged 20+ years, admired for their history, craftsmanship, and rarity.
• Key Traits: vintage designs, mechanical charm, and nostalgic appeal.
• Examples: 1967 Ford Mustang, Jaguar E-Type.
• Ownership Purpose: passion projects, restorations, and investments.

High-performance vehicles

• Definition: cars built for speed, agility, and thrilling driving dynamics.
• Key Traits: precision engineering, powerful engines, and track-ready handling.
• Examples: Porsche 911 GT3, McLaren 720S.
• Ownership Purpose: perfect for enthusiasts seeking adrenaline and unmatched road
  performance.

Prestige vehicles

• Definition: luxurious modern vehicles that blend sophistication with advanced technology.
• Key Traits: exclusive designs, opulent interiors, and cutting-edge features.
• Examples: Rolls-Royce Phantom, Bentley Continental GT.
• Ownership Purpose: a symbol of success, comfort and refined taste.

Exotic vehicles

• Definition: high-performance vehicles recognised for their exceptional engineering, unique design, and high price point.
• Key Traits: limited numbers, boutique manufacturers, advanced technology built to be driven legally on the road, but capable of elite track performance.
• Examples: Ferrari 812 Superfast, McLaren 720S, Bugatti Chiron Super Sport
• Ownership Purpose: track & performance use, taste, and exclusivity.

Insurance solutions to meet your client needs

Each vehicle type deserves unique coverage:

• Classic Vehicles: cover that values rarity and restoration.
• High-Performance Vehicles: coverage for performance modifications*.
• Prestige and Exotic Vehicles: comprehensive cover.

The 360 Prestige Motor team is here to assist in providing the right protection for your clients collections and individual vehicles. Contact our underwriting enthusiasts to chat through any opportunity prestigemotor@360uw.com.au.

This insurance is underwritten by Aioi Nissay Dowa Insurance Company Australia Pty Ltd (ABN 11 132 524 282; AFSL 443540) ('Adica') and is distributed by 360 Prestige Motor Pty Ltd (ABN 45 666 683 978) ('360 Prestige Motor'). 360 Prestige Motor is an Authorised Representative (AR No. 1302637) of 360 Underwriting Solutions Pty Ltd (ABN 18 120 261 270; AFSL 319181) ('360 Underwriting') who is authorised to distribute this product under a binding authority from Adica. 360 Prestige Motor & 360 Underwriting only provide general advice and do not consider your objectives, financial situation or needs. To decide if this product is right for you please read the relevant Product Disclosure Statement. A copy of the Target Market Determination can be found at www.360uw.com.au.  *Reference to any features and benefits set out in this document are subject to additional terms and conditions, limits, sub-limits and exclusions.

There is evidence that a segment of prestige vehicle owners and automotive enthusiasts in Australia and globally exhibit reservations toward electric vehicles (EVs). This sentiment is rooted in various factors that influence their preferences and perceptions.

Many car enthusiasts value the tactile and auditory sensations associated with traditional internal combustion engine (ICE) vehicles. The absence of engine noise and gear shifts in EVs can lead to a perception of diminished driving engagement. As noted by Sharp Magazine, enthusiasts often feel that EVs lack the "soul" or "feel" that makes driving pleasurable.

Prestige vehicle owners often appreciate the mechanical intricacies and customisation opportunities that ICE vehicles offer. The simplicity and uniformity of EV powertrains can limit the hands-on experience and personalisation that these owners seek. This can result in a sense of detachment from the vehicle's operation and maintenance.

EV Sales Decline

• In Q3 2024, battery electric vehicle sales dropped by 25%, reducing their market share from 8.1% to 6.57%.
• July 2024 saw Tesla's sales decrease by 34.1% compared to the previous year, with Polestar experiencing a 70% decline.

Shift Toward Hybrids 

• In September 2024 Hybrid vehicle sales increased by 3.3%, capturing a 16.7% market share within Australia.
• In the same period Plug-in hybrid sales surged by 56%, indicating a consumer preference for vehicles offering both electric and petrol options.

Factors Influencing the Decline

• Incentive Reductions: The cessation of rebates in most states has made EVs less financially appealing.
• Resale Concerns: Buyers are wary of rapid depreciation and battery longevity issues.
• Charging Infrastructure: Despite improvements, "charge anxiety" persists due to inconsistent charger availability.
• Misinformation: Misconceptions about EV performance and maintenance costs deter potential buyers.

360 Prestige Motor offers protection for a wide range of your clients’ vehicles (including limited use EV’s), whether they’re an individual vehicle or part of a curated collection. Contact our underwriting enthusiasts to chat through any opportunity at prestigemotor@360uw.com.au

This insurance is underwritten by Aioi Nissay Dowa Insurance Company Australia Pty Ltd (ABN 11 132 524 282; AFSL 443540) ('Adica') and is distributed by 360 Prestige Motor Pty Ltd (ABN 45 666 683 978) ('360 Prestige Motor'). 360 Prestige Motor is an Authorised Representative (AR No. 1302637) of 360 Underwriting Solutions Pty Ltd (ABN 18 120 261 270; AFSL 319181) ('360 Underwriting') who is authorised to distribute this product under a binding authority from Adica. 360 Prestige Motor & 360 Underwriting only provide general advice and do not consider your objectives, financial situation or needs. To decide if this product is right for you please read the relevant Product Disclosure Statement. A copy of the Target Market Determination can be found at www.360uw.com.au.  *Reference to any features and benefits set out in this document are subject to additional terms and conditions, limits, sub-limits and exclusions.

Jerry Seinfeld isn't just a comedy legend; he's also one of the world's most passionate Porsche collectors. His meticulously curated collection and custom-built Manhattan garage are a testament to his dedication to automotive excellence.

A Collector's Dream

Seinfeld's collection boasts over 150 cars, with approximately 43 being Porsches. Highlights include:

• 1969 Porsche 917K: Famously driven by Steve McQueen in the film Le Mans, this car was a centerpiece of Seinfeld's collection before he sold it in 2025 for around $25 million.
• 1955 Porsche 550 Spyder: A rare gem, similar to the model James Dean drove.
• 1988 Porsche 959 Sport: One of only 29 ever made, this car was among the first to break the 200/mph barrier.

Seinfeld's collection isn't just about quantity; it's about the historical significance and pristine condition of each vehicle.

The Ultimate Garage

To house his prized vehicles, Seinfeld constructed a $1.4 million, three-story subterranean garage in Manhattan, he lives a few blocks away in a penthouse on Central Park West. This state-of-the-art facility includes:

• Climate-Controlled Storage: Ensuring optimal conditions for each car.
• Advanced Security Systems: Protecting the collection around the clock.
• Maintenance Facilities: Allowing for on-site servicing and detailing.

This garage not only safeguards his collection but also reflects Seinfeld's commitment to preserving automotive history.

Implications for Brokers

Seinfeld's dedication to his collection underscores the importance of the right insurance solutions for high-value vehicles. Brokers should consider:

• Agreed Value Policies: Ensuring clients receive the full insured amount without depreciation.
• Comprehensive Coverage: Protecting against a range of risks, from theft to natural disasters.
• Storage and Transit Provisions: Covering vehicles both in storage and during transportation.

By understanding the unique needs of luxury car collectors, brokers can offer solutions that provide peace of mind.

The 360 Prestige Motor team is here to assist in providing protection for your clients’ collections and individual vehicles. Contact our underwriting enthusiasts to chat through any opportunity.

If your clients are considering the purchase or sale of Classic, High-Performance, Prestige or Exotic vehicles the 360 Prestige Motor team is here to assist in providing the right protection. Contact our underwriting enthusiasts to chat through any opportunity at prestigemotor@360uw.com.au

This insurance is underwritten by Aioi Nissay Dowa Insurance Company Australia Pty Ltd (ABN 11 132 524 282; AFSL 443540) ('Adica') and is distributed by 360 Prestige Motor Pty Ltd (ABN 45 666 683 978) ('360 Prestige Motor'). 360 Prestige Motor is an Authorised Representative (AR No. 1302637) of 360 Underwriting Solutions Pty Ltd (ABN 18 120 261 270; AFSL 319181) ('360 Underwriting') who is authorised to distribute this product under a binding authority from Adica. 360 Prestige Motor & 360 Underwriting only provide general advice and do not consider your objectives, financial situation or needs. To decide if this product is right for you please read the relevant Product Disclosure Statement. A copy of the Target Market Determination can be found at www.360uw.com.au.  *Reference to any features and benefits set out in this document are subject to additional terms and conditions, limits, sub-limits and exclusions.

In the cybersecurity world, not all attacks involve sophisticated code or brute-force hacking. Some of the most successful breaches begin with a simple email, a phone call, or even a text message. That’s the power—and danger—of social engineering.

And today’s phishing scams? They’re not just crude "Nigerian prince" emails anymore. They are targeted, convincing, and deeply sophisticated.

What is Social Engineering?

At its core, social engineering is about manipulating people into giving up confidential information—credentials, financial data, or access to systems. It preys not on system vulnerabilities, but on human nature.

Phishing is the most common form of social engineering, but others include:

· Phishing: Fake emails or websites

· Vishing & Smishing – Fake phone calls or messages

· Spear Phishing – Personal information used

· Pretexting: Trusted personnel impersonated

How sophisticated have these attacks become?

Today's attackers use:

· AI to write flawless, convincing messages that mimic real employees or executives

· Deep research on targets using LinkedIn and other social platforms

· Lookalike domains and spoofed emails that are almost indistinguishable from the real thing

· Urgency tactics that pressure users to act before thinking

Example: Imagine receiving a message from your “CEO” asking for a wire transfer to close a last-minute deal. The tone is right. The signature matches. The domain looks legit. In a busy workday, it’s easy to fall for.

And that’s exactly what attackers are counting on.

How can businesses protect themselves?

The good news? You don’t need a massive cybersecurity budget to make a big difference. Here’s what works:

1. Ongoing Staff Training

· Educate employees to spot red flags: unexpected attachments, requests for sensitive info, or odd language.

· Run regular phishing simulations to test awareness in a safe environment.

· Train teams to slow down and verify—especially when money or credentials are involved.

2. Establish Clear Protocols

· Implement multi-step verification for financial requests or system changes.

· Create clear reporting processes for suspicious emails or interactions.

· Use email banners to flag external senders.

3. Layered Technical Defenses

· Email filtering & threat detection tools can block many phishing attempts.

· Enable multi-factor authentication (MFA) across all systems.

· Keep systems updated to reduce technical vulnerabilities.

The human firewall is your first line of defense

No matter how advanced your tech stack is, your people are your strongest defense—or your weakest link. Building a culture of cyber awareness is no longer optional. It’s essential.

Contact our underwriting enthusiasts to chat through any opportunity at cyber@360uw.com.au

This content is brought to you by 360 Underwriting Solutions Pty Ltd and 360 Financial Lines Pty Ltd (“360”) as a convenience to readers and is not intended to constitute advice (professional or otherwise) or recommendations upon which a reader may rely. Any references to insurance cover are general in nature only and may not suit your particular circumstances. Reference in this content (if any) to any specific commercial product, process, or service, and links from this content to other third-party websites, do not constitute or imply an endorsement or recommendation by 360.