Discover the distinctive worlds of automotive excellence
Not all cars are created equal. Whether you’re drawn to the timeless elegance of a Classic, the thrills of a High-Performance car, or the luxurious allure of a Prestige vehicle, each represents a unique driving experience. Let’s explore what sets them apart:
Classic vehicles
Definition: cars aged 20+ years, admired for their history, craftsmanship, and rarity.
Key Traits: vintage designs, mechanical charm, and nostalgic appeal.
Examples: 1967 Ford Mustang, Jaguar E-Type.
Ownership Purpose: passion projects, restorations, and investments.
High-performance vehicles
Definition: cars built for speed, agility, and thrilling driving dynamics.
Key Traits: precision engineering, powerful engines, and track-ready handling.
Examples: Porsche 911 GT3, McLaren 720S.
Ownership Purpose: perfect for enthusiasts seeking adrenaline and unmatched road performance.
Prestige vehicles
Definition: luxurious modern vehicles that blend sophistication with advanced technology.
Key Traits: exclusive designs, opulent interiors, and cutting-edge features.
Examples: Rolls-Royce Phantom, Bentley Continental GT.
Ownership Purpose: a symbol of success, comfort and refined taste.
Exotic vehicles
Definition: high-performance vehicles recognised for their exceptional engineering, unique design, and high price point.
Key Traits: limited numbers, boutique manufacturers, advanced technology built to be driven legally on the road, but capable of elite track performance.
Examples: Ferrari 812 Superfast, McLaren 720S, Bugatti Chiron Super Sport
Ownership Purpose: track & performance use, taste, and exclusivity.
Insurance solutions to meet your client needs
Each vehicle type deserves unique coverage:
Classic Vehicles: cover that values rarity and restoration.
High-Performance Vehicles: coverage for performance modifications*.
Prestige and Exotic Vehicles: comprehensive cover.
The 360 Prestige Motor team is here to assist in providing the right protection for your clients collections and individual vehicles. Contact our underwriting enthusiasts to chat through any opportunity prestigemotor@360uw.com.au.
This insurance is underwritten by Aioi Nissay Dowa Insurance Company Australia Pty Ltd (ABN 11 132 524 282; AFSL 443540) (‘Adica’) and is distributed by 360 Prestige Motor Pty Ltd (ABN 45 666 683 978) (‘360 Prestige Motor’). 360 Prestige Motor is an Authorised Representative (AR No. 1302637) of 360 Underwriting Solutions Pty Ltd (ABN 18 120 261 270; AFSL 319181) (‘360 Underwriting’) who is authorised to distribute this product under a binding authority from Adica. 360 Prestige Motor & 360 Underwriting only provide general advice and do not consider your objectives, financial situation or needs. To decide if this product is right for you, please read the relevant Product Disclosure Statement. A copy of the Target Market Determination can be found at www.360uw.com.au.*Reference to any features and benefits set out in this document are subject to additional terms and conditions, limits, sub-limits and exclusions 360 Prestige Motor.
Portions of this content were produced with AI assistance (ChatGPT), then reviewed and refined by the 360 Prestige Motor team for entertainment purposes only and should not be considered formal advice.
